XRP Ledger Lending Amendments Face 80% Validator Hurdle as Institutional Credit Layer Takes Shape
Ripple has formally proposed two XRPL amendments, XLS-65 and XLS-66, that would embed fixed-term institutional credit infrastructure directly into the XRP Ledger. With it rolling, the validator voting is also now active following the Rippled v3.1.0 release in late January 2026. The framework targets uncollateralized, underwritten lending for regulated financial institutions, positioning XRPL as a…