Category: 💰 PERSONAL FINANCE

Pekic | E+ | Getty Images With a bit of strategy, federal student loan borrowers can lower their monthly bills on the U.S. Department of Education’s new repayment plan, coming July 1. Under the Repayment Assistance Plan, or RAP, borrowers pay a higher percentage of their income as their earnings grow. That means that finding […]

At some point in the future, somebody is going to go through all your stuff and throw out most of it. If you don’t do it while you’re still in good health, someone else will, after you suffer a medical emergency or you pass away. Do your heirs a favor and reduce your own stress […]

Alaska Airlines has announced three negative changes to its Atmos Rewards loyalty program that will affect both award travelers and budget-conscious flyers. The airline is increasing fees for partner award bookings, doubling the cost of purchasing tickets over the phone and eliminating the ability to earn Atmos Rewards points and Status Points on many Saver […]

People walk by Duke Chapel on the campus of Duke University in Durham, North Carolina, U.S. Jim R. Bounds | Bloomberg | Getty Images The yearly cost of attendance at over a dozen colleges is now six figures, after factoring in tuition, fees, room and board, books, transportation and other expenses.  For the 2026-27 academic year, 16 institutions […]

The main equity indexes were mixed this morning, ahead of the debut of Elon Musk’s SpaceX as a publicly traded company. The size and the scope of it were not sufficient to cover the market’s questions about the war in the Middle East, inflation and simpler things such as seasonality. Indeed, the biggest initial public […]

When most people think about using travel rewards, the obvious answer is for flights and hotels. And that’s not wrong—those are often where loyalty currencies can stretch furthest. However, on a recent trip to Paris, I used my points to do something a little different: get into one of the most coveted sporting events in […]

You’re probably familiar with what you can do to protect yourself from identity theft. But this recent hack of Instructure & Canvas by ShinyHunters highlighted how important it is that I protect my children from identity theft. It’s less common because minors can’t enter into the same financial contracts as adults. A minor can’t open […]

A customer shops for produce in an H-E-B grocery store on May 11, 2026 in Austin, Texas. Brandon Bell | Getty Images Consumer prices rose in May, pushing the annual inflation rate to its highest level in three years, according to new government data. That points to a 4.7% Social Security COLA for 2027, according […]

Growth can become a numbers game fast. More campaigns, more touches, more spend. But one adviser we work with sees it differently: Your firm can grow when you’re known by your community rather than just your clients. That’s the tension many firms face. You want to scale, but you don’t want to lose the human […]

Chris Davis writes for NerdWallet. Email: cdavis@nerdwallet.com. The article Calculator: How Long Until You Reach Trillionaire Status? originally appeared on NerdWallet. Source link

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard’s Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money. Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology […]

Frank Bisignano, chief executive officer of the Internal Revenue Service (IRS), during a House Ways and Means Subcommittee on Social Security hearing in Washington, DC, US, on Wednesday, June 10, 2026. Tierney L. Cross | Bloomberg | Getty Images Social Security Administration Commissioner Frank Bisignano told Congress on Wednesday that the agency has improved one […]

Financial advisers spend a lot of time talking about risk, whether that’s market risk, inflation, longevity, tax, sequence of returns, concentration, long-term care … The list seems endless. But clients don’t necessarily experience retirement risk as a category on a planning report. They experience it as a knot in the stomach: What if I run […]

Mortgage rates are up, as new data shows annual inflation has reached its highest level since 2023. The average rate on a 30-year fixed-rate mortgage rose six basis points to 6.43% APR in the week ending June 11, according to rates provided to NerdWallet by Zillow. (A basis point is one one-hundredth of a percentage […]

There are hundreds, if not thousands, of data brokers collecting and selling your personal information: your name, phone numbers, email addresses, current and past addresses, relatives, social media profiles, property records, court filings, employment history, education records, and much more. I say “hundreds, if not thousands” because many brokers operate under multiple brand names and […]

First lady Melania Trump speaks about a Trump administration initiative for savings and investment accounts for children in foster care, at the Treasury Department, in Washington, June 11, 2026. Jonathan Ernst | Reuters Ahead of the official launch of Trump Accounts, First Lady Melania Trump on Thursday announced a new savings and investment initiative in conjunction with […]

Each week in our Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter editor, answers questions on topics submitted by readers. This week, she’s looking at five tax questions on inherited property, including the tax basis upon death. (Get a free issue of The Kiplinger Tax Letter or subscribe.) 1. Inheriting gold and silver […]

SpaceX is the world’s largest space launch provider, accounting for roughly half of all orbital launches worldwide last year[0]. It also owns the Starlink satellite internet service, xAI (CEO Elon Musk’s AI company, which developed the Grok chatbot) and the social media site X (formerly Twitter). And it went public today in the largest initial […]

How much cash is too much cash? With the stock market at highs, there is a very strong temptation to keep cash “on the sidelines” for the right time to invest. I believe, in the long run, investing now is better than investing later. The massive risk of waiting on the sidelines is that you […]

Good morning, internet friends!! Hope you had a good rest and are ready for some financial goodness! I don’t have any money to give away today sadly, but I do have the next best thing per Benjamin Franklin: a book! After all, “An investment in knowledge pays the best interest!” 😎 I think he would […]